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Terms of Service

These terms and conditions are the agreement (the "Agreement") between you and TitleSmart, Inc. ("TitleSmart"), a Limited Liability Company with a principal place of business 3192 W Hallandale Beach Blvd Unit A Hallandale, FL 33009 regarding your access and use of TitleSmart's website at https://www.mytitlesmart.com/ (the "Website"). Please read this Agreement carefully before you start to use the Website. Your access and/or use of the Website constitutes your acceptance and agreement to be bound by all the policies and terms within this Agreement. If you do not agree to this Agreement, please refrain from accessing or using the Website.

ACCESSING THE WEBSITE

Access to the Website is permitted on a temporary basis, and TitleSmart reserves the right to withdraw or amend the service TitleSmart provides on the Website without notice (see below). TitleSmart will not be liable if for any reason the Website is unavailable at any time or for any period.

From time to time, TitleSmart may restrict access to some parts of the Website, or the entire Website, to users who have or have not registered with TitleSmart.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of TitleSmart's security procedures, you must treat such information as confidential, and you must not disclose it to any third party. TitleSmart has the right to disable any user identification code or password, whether chosen by you or allocated by TitleSmart, at any time, if in TitleSmart's opinion you have failed to comply with any of the provisions of this Agreement.

You are responsible for making all arrangements necessary for you to have access to the Website. You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these terms, and that they comply with them.

International Access

This Site and the Application may be accessed from countries other than the United States. The Site and the Application may contain products and services or references to products and services that are not available outside of the United States. Any such references do not imply that such products will be made available outside the United States. If you access and use the Site or the Application outside the United States you are responsible for complying with your local laws and regulations.

You may not use or otherwise export or re-export the Application except as authorized by United States law and Florida law. In particular, but without limitation, the Application may not be exported or re-exported (a) into any U.S. embargoed countries or (b) to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Department of Commerce Denied Person's List or Entity List. By using the Application, you represent and warrant that you are not located in any such country or on any such list.

Availability of Services

Not all of the products and services described in the Application and the Site are available in each State. In addition, the terms of the products and services differ depending upon the State. Where you reside may limit whether you qualify for certain products and services. In our sole discretion, we determine the eligibility requirements, including residency requirements, for any product or service we offer. A third-party (such as a CSO lender) may in its sole discretion determine the eligibility requirements, including residency requirements, for any product or service the third party offer. Our description of the products and services, including, if any, interest, fees, charges, may change without notice. The general description information on the Application and the Site is not a binding legal offer, and each product or services remains subject to our underwriting and eligibility requirements. We do not intend for the Application or the Site and/or any products, services or information described or provided therein to be obtainable or used by any person in any city, state or jurisdiction where such distribution, availability or use would violate applicable law.

Chat

In connection with any product or service TitleSmart may make interactive online chat ("Chat") service available to you. TitleSmart makes no warranty that Chat service will be available at any particular time or be free of fault or error. TitleSmart provides the Chat service as a convenience to facilitate your understanding of TitleSmart products, services, and online applications related to those products or services. Our Chat service agents endeavor to provide you with accurate and current information based on your question or need. No communications during the Chat service shall be considered a legal agreement, representation, or warranty as to our products or services, and the underwriting and delivery of same. You will not use the Chat service to send any abusive, defamatory, dishonest, or obscene message, and doing so may result in termination of the Chat service session.
When using TitleSmart's site, you must comply with the provisions of the Website Acceptable Use Policy.

WEBSITE ACCEPTABLE USE POLICY

This acceptable use policy sets out the terms between you and TitleSmart under which you may access the Website. This acceptable use policy applies to all users of, and visitors to, the Website.

TitleSmart grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of TitleSmart. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of TitleSmart. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of TitleSmart and our associates without express written consent. You may not use any meta tags or any other "hidden text" utilizing TitleSmart's name or trademarks without the express written consent of TitleSmart. Any unauthorized use terminates the permission or license granted by TitleSmart. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of TitleSmart so long as the link does not portray TitleSmart, its associates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any TitleSmart logo or other proprietary graphic or trademark as part of the link without express written permission.

Your Membership Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use our website only with involvement of a parent or guardian. TitleSmart and its associates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

Prohibited uses

You may use the Website only for lawful purposes. You may not use the Website:
  • In any way that breaches any applicable local, national or international law or regulation.
  • In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.
  • For the purpose of harming or attempting to harm minors in any way.
  • To transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation (spam).
  • To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other
  • harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

You also agree:

  • Not to reproduce, duplicate, copy or re-sell any part of the Website in contravention of the provisions of TitleSmart's terms of website use.
  • Not to access without authority, interfere with, damage or disrupt:
  • any part of the Website;
  • any equipment or network on which the Website is stored;
  • any software used in the provision of the Website; or
  • any equipment or network or software owned or used by any third party.

Suspension and Termination

TitleSmart will determine, in TitleSmart's discretion, whether there has been a breach of this acceptable use policy through your use of the Website. When a breach of this policy has occurred, TitleSmart may take such action as TitleSmart deems appropriate.

Failure to comply with this acceptable use policy constitutes a material breach of the terms of this Agreement, and may result in TitleSmart's taking all or any of the following actions:
  • Immediate, temporary or permanent withdrawal of your right to use the Website.
  • Immediate, temporary or permanent removal of any posting or material uploaded by you to the Website.
  • Issue of a warning to you.
  • Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach.
  • Further legal action against you.
  • Disclosure of such information to law enforcement authorities as TitleSmart reasonably feel is necessary.

TitleSmart excludes liability for actions taken in response to breaches of this acceptable use policy. The responses described in this policy are not limited, and TitleSmart may take any other action TitleSmart reasonably deems appropriate.

INTELLECTUAL PROPERTY RIGHTS

TitleSmart is the owner or the licensee of all intellectual property rights in the Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

TitleSmart's status (and that of any identified contributors) as the authors of material on the Website must always be acknowledged.

You must not use any part of the materials on the Website for commercial purposes without obtaining a license to do so from us or TitleSmart's licensors.

If you print off, copy or download any part of the Website in breach of this Agreement, your right to use the Website will cease immediately and you must, at TitleSmart's option, return or destroy any copies of the materials you have made.

RELIANCE ON INFORMATION POSTED

Commentary and other materials posted on the Website are not intended to amount to advice on which reliance should be placed. TitleSmart therefore disclaims all liability and responsibility arising from any reliance placed on such materials by any visitor to the Website, or by anyone who may be informed of any of its contents.

TitleSmart and its associates attempt to be as accurate as possible. However, TitleSmart does not warrant that product or service descriptions or other content of this site is accurate, complete, reliable, current, or error-free.

THE WEBSITE CHANGES REGULARLY

TitleSmart aims to update the Website regularly, and may change the content at any time. If the need arises, TitleSmart may suspend access to the Website, or close it indefinitely. Any of the material on the Website may be out of date at any given time, and TitleSmart is under no obligation to update such material.

TITLESMART'S LIABILITY

The material displayed on the Website is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, TitleSmart, other members of TitleSmart's group of companies, affiliates, officers, directors, employees, and third parties connected to us hereby expressly exclude:

All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.

Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with the Website or in connection with the use, inability to use, or results of the use of the Website, any websites linked to it and any materials posted on it, including, without limitation any liability for:
  • loss of income or revenue;
  • loss of business;
  • loss of profits or contracts;
  • loss of anticipated savings;
  • loss of data;
  • loss of goodwill;
  • wasted management or office time; and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

Warranty Disclaimer

YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE WEBSITE AND THE SERVICES FOUND AT THE WEBSITE WILL BE AT YOUR OWN RISK AND THAT THE WEBSITE AND THE SERVICES FOUND AT THE WEBSITE ARE PROVIDED "AS IS", "AS AVAILABLE" AND "WITH ALL FAULTS." TITLESMART, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, CONDITIONS, REPRESENTATIONS, STATUTORY, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES, CONDITIONS AND REPRESENTATIONS OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. TITLESMART, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS MAKE NO WARRANTIES, CONDITIONS OR REPRESENTATIONS ABOUT (A) THE ABILITY OF THE SERVICES OR SOFTWARE TO PERFORM WITHOUT LIMITATION OR RESTRICTION IN ANY GIVEN ENVIRONMENT, (B) THE ACCURACY, COMPLETENESS, OR CONTENT OF THE WEBSITE OR THE SERVICES OR SOFTWARE, (C) THE ACCURACY, COMPLETENESS, OR CONTENT OF ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THE WEBSITE, AND/OR (D)) THE SERVICES FOUND AT THE WEBSITE OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THE WEBSITE, AND TITLESMART ASSUMES NO LIABILITY OR RESPONSIBILITY FOR THE SAME.

No Oral Warranties and/or Advice

IN ADDITION, YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT NO ORAL OR WRITTEN INFORMATION OR ADVICE PROVIDED BY TITLESMART, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS (INCLUDING WITHOUT LIMITATION ITS CALL CENTER OR TITLESMART SERVICE REPRESENTATIVES), WHETHER DIRECTLY OR INDIRECTLY, WILL (A) CONSTITUTE PERSONAL, LEGAL OR FINANCIAL ADVICE OR (B) CREATE A WARRANTY, CONDITION OR REPRESENTATION OF ANY KIND WITH RESPECT TO THE WEBSITE OR THE SERVICES FOUND AT THE WEBSITE. YOU SHOULD NOT RELY ON ANY SUCH INFORMATION OR ADVICE, AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO ITS SITUATION.

Survival of Disclaimer

THE FOREGOING DISCLAIMER OF REPRESENTATIONS, CONDITIONS AND WARRANTIES WILL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW, AND WILL SURVIVE ANY TERMINATION OR EXPIRATION OF THIS AGREEMENT OR YOU'S USE OF THE WEBSITE OR THE SERVICES FOUND AT THE WEBSITE.

Warranties and Representations Are Limited to The Fullest Extent Of The Law

SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION AND/OR LIMITATION OF IMPLIED REPRESENTATIONS, CONDITIONS OR WARRANTIES, OR ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH EVENT, TITLESMART'S WARRANTIES, CONDITIONS AND REPRESENTATIONS WITH RESPECT TO THE WEBSITE, THE SERVICES, AND SOFTWARE WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW IN SUCH JURISDICTION.

Limitation of Liability

TITLESMART, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS ASSUME NO RESPONSIBILITY WITH RESPECT TO YOU'S OR YOUR END USER'S USE OF THE SERVICES AND WILL NOT BE LIABLE FOR CONSEQUENTIAL, INDIRECT, INCIDENTAL, PUNITIVE, EXTRAORDINARY, EXEMPLARY OR SPECIAL DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF USE, BUSINESS INTERRUPTIONS, LOSS OF DATA, LOSS OF PROFITS, AND LOST REVENUE, WHETHER SUCH DAMAGES ARE ALLEGED IN TORT, CONTRACT OR ANY OTHER LEGAL OR EQUITABLE THEORY, AND WHETHER OR NOT TITLESMART IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES. TITLESMART, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL IN NO EVENT BE LIABLE IN AGGREGATE FOR MORE THAN THE TOTAL FEES ACTUALLY RECEIVED BY TITLESMART FROM YOU FOR THE SERVICES DURING THE 12-MONTH PERIOD BEFORE THE CLAIM OR CAUSE OF ACTION AROSE. MULTIPLE CLAIMS WILL NOT EXPAND THIS LIMITATION. IN ADDITION, YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE WEBSITE OR THE SERVICES FOUND AT THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE SUCH CAUSE OF ACTION WILL BE PERMANENTLY BARRED. SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF CONSEQUENTIAL, INCIDENTAL, SPECIAL OR OTHER DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH EVENT, THE LIABILITY OF TITLESMART, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS FOR SUCH DAMAGES WITH RESPECT TO THE WEBSITE AND THE SERVICES WILL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW, AND WILL SURVIVE ANY TERMINATION OR EXPIRATION OF THIS AGREEMENT OR YOU'S USE OF THE WEBSITE OR THE SERVICES FOUND AT THE WEBSITE.

Indemnification of TitleSmart

You agree to defend, indemnify and hold TitleSmart and its Content Providers and the respective directors, officers, employees and agents of each harmless from and against any and all claims, losses, damages, liabilities and costs (including, without limitation, reasonable attorneys' fees and court costs) arising out of or relating to Your breach of any of these Terms or use by You or any third party (authorized, permitted or enabled by You) of the Services, except to the extent the foregoing directly result from TitleSmart's own gross negligence or willful misconduct. TitleSmart reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by You. THIS FOREGOING INDEMNIFICATION WILL SURVIVE ANY TERMINATION OR EXPIRATION OF THIS AGREEMENT OR YOUR USE OF THE WEBSITE OR THE SERVICES FOUND AT THE WEBSITE.

INFORMATION ABOUT YOU AND YOUR VISITS TO THE WEBSITE

TitleSmart processes information about you in accordance with TitleSmart's privacy policy. By using the Website, you consent to such processing and you warrant that all data provided by you is accurate.

Use of Information in Connection with Application for Credit

If you submit an application for credit or credit services via the Application or the Site, you understand and agree that we may obtain a consumer credit report in connection with your application and in connection with any updates, renewals, refinances or extensions of any credit or credit services as a result of your application. If you ask, you will be informed whether or not such a report was obtained and, if so, the name and address of the agency that furnished the report. You also understand and agree that we may investigate your credit, employment and financial status and value of your collateral with 3rd parties which may include credit bureaus and other non-traditional sources of data in connection with the review of your application or collection of any extension of credit or credit services made to you as a result of this application or for other legitimate purposes related to such transactions. Credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers.

VIRUSES, HACKING AND OTHER OFFENSES

You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of service attack.
By breaching this provision, you may commit a criminal offense under the Computer Fraud and Abuse Act. TitleSmart will report any such breach to the relevant law enforcement authorities and TitleSmart will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.

TitleSmart will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any material posted on it, or on any website linked to it.

LINKING TO THE WEBSITE

You may link to TitleSmart's home page, provided you do so in a way that is fair and legal and does not damage TitleSmart's reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on TitleSmart's part where none exists.
You must not establish a link from any website that is not owned by you.

The Website must not be framed on any other site, nor may you create a link to any part of the Website other than the home page. TitleSmart reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the content standards set out in TitleSmart's acceptable use policy.

If you wish to make any use of material on the Website other than that set out above, please address your request to loans@mytitlesmart.com.

LINKS FROM THE WEBSITE

Where the Website contains links to other sites and resources provided by third parties, these links are provided for your information only. TitleSmart has no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

VARIATIONS

TitleSmart may revise this Agreement at any time by amending this page. You are expected to check this page from time to time and before accessing or using the Website to take notice of any changes TitleSmart made, as they are binding on you. Some of the provisions contained in these Agreement may also be superseded by provisions or notices published elsewhere on the Website.

COPYRIGHTS AND TRADEMARKS

Worldwide copyright laws and treaty provisions protect all materials appearing anywhere on the Website. None of the materials may be copied, reproduced, modified, or distributed in any form or by any means without a prior written permission. All material on the Website is copyright © 2018-2019 TitleSmart, Inc. and its respective licensors.

TITLESMART™, the TITLESMART LOGO, WE'RE THE SMART AUTO TITLE LOAN™, WE'RE THE TITLE LOAN THAT CARES™ are the exclusive trademarks of TitleSmart, Inc. TitleSmart's trademarks and trade dress may not be used in connection with any product or service that is not TitleSmart's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits TitleSmart. All other trademarks not owned by TitleSmart or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by TitleSmart or its subsidiaries.
Any unauthorized use of the materials appearing on the Website may violate copyright, trademark and other applicable laws and could result in criminal or civil penalties.

WAIVER

No waiver by any party hereto of any breach by the other party of any term, covenant or condition of this Agreement shall be deemed a waiver of any other breach (whether prior to or subsequent) of the same or any other term, covenant or condition of this or any other agreement.

BINDING EFFECT

This Agreement, and all rights and obligations hereunder, shall be binding upon, and inure to the benefit of the parties hereto and their respective heirs, executors, administrators, personal representatives, successors, licensees and permitted assigns.

PARAGRAPH HEADINGS

Paragraph headings used herein are for convenience only, and shall not be deemed to be part of this Agreement.

SEVERABILITY

If any provision in this Agreement is held by a court of competent jurisdiction to be invalid, void or unenforceable, the remaining provisions shall nevertheless continue in full force without being impaired or invalidated in any way.

NO PARTNERSHIP

Nothing herein contained shall constitute a partnership between, or joint venture by, the parties hereto, or constitute either party an agent of the other. Neither party shall hold itself out contrary to the terms of this paragraph and neither party shall become liable by any representation, act or omission of the other contrary to the provisions hereof.

ENTIRE AGREEMENT

This Agreement represents the entire agreement between the parties hereto and supersedes all prior representations, negotiations, promises, understandings or agreements, whether oral or written, between the parties with respect to the subject matter hereof.

AMENDMENTS

No amendment or modification of this Agreement or of any covenant, condition, or limitation herein contained shall be valid unless in writing and made by the party to be charged therewith.

REMEDIES CUMULATIVE

Except as may be expressly provided to the contrary herein, the parties' various rights and remedies hereunder shall be cumulative and the exercise or enforcement of any one or more of them shall not preclude the enforcing party from exercising or enforcing any of the others or any right or remedy provided for by law.

GOVERNING LAW

This Agreement is entered into and shall be deemed wholly performed in Broward County, Florida and shall in all respects be governed by and construed in accordance exclusively with the laws of the State of Florida applicable to contracts made and to be entirely performed therein without regard to principles of conflicts of law.

Any dispute relating in any way to your visit to the Website or to products or services you acquire through TitleSmart shall be submitted to confidential arbitration in Broward County Florida, the United States of America, except that, to the extent you have in any manner violated or threatened to violate TitleSmart's intellectual property rights. The parties specifically agree that with the exception of any dispute subject to arbitration, the state or federal courts in Broward County, Florida, shall have jurisdiction and exclusive venue in respect of any and all disputes in connection herewith.

WARNING

LOANS PROVIDED THROUGH TITLESMART AND/OR ITS AFFILIATES AND ASSOCIATES ARE NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. ANY LOANS SHOULD BE USED ONLY TO MEET SHORT-TERM CASH NEEDS. THE COST OF YOUR LOAN MAY BE HIGHER THAN LOANS OFFERED BY OTHER LENDING INSTITUTIONS.
YOUR CONCERNS

If you have any concerns about material which appears on the Website, please contact loans@mytitlesmart.com
Thank you for visiting the Website.
To Apply Call (954) 404-7306 (or fill out form below)
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Enter Code: 152434
*By submitting my information, I authorize TitleSmart and its affiliates to contact me by email, phone or text using the information I provided above for business & marketing purposes, and acknowledge I have read, understand and agree to the terms of our privacy policy and terms and conditions.

TitleSmart INC makes use of the phrase "Auto Title Loans" for the sole purpose of advertising. We provide auto equity loans. TitleSmart INC is licensed under the "Florida Consumer Finance Act" under Florida Statute 516. For this reason, lender's loans are exempt from licensing requirements under the "Florida Title Loan Act." This lender's approval of loan is based on the consumer's ability to repay the loan and the condition of the vehicle being used to acquire the loan.

Fees: $89.00 Lien Fee, $25.00 Application Fee, and a Document Stamp Tax which changes according to the amount of the loan. The fees are built into the life of the loan. APR: Annual interest rate ranges from 18% to 30%, depending upon current market.

Repayment: Our convenient payment options are designed to fit the consumer's ability to repay a loan. Those options currently range from 6 months to 24 months.

The table below represents an example of the overall cost of a loan. If you have questions or need further information, we are always happy to be of assistance. We want you to fully understand the terms and cost of your loan before you get one.

Loan Amount$1,000$6,000
Interest Rate(APR) 30% - $214.7318% -$733.25
Lien Holder
(One Time Fee)
$89$89
Application
(One Time Fee)
$25.00$25.00
Doc Stamps
(One Time Fee)
3.8321.33
Term 12 months 14 months
Monthly Payment$109.40$489.24
Total of Payments$1,312.81$6,849.33
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