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Privacy Policy

This privacy notice discloses the privacy practices for mytitlesmart.com (the "Website"). This privacy notice applies solely to information collected by this website. It will notify you of the following:
  • What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared.
  • What choices are available to you regarding the use of your data.
  • The security procedures in place to protect the misuse of your information.
  • How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.

Unless you ask us not to, we may contact you via email or any telephone number provided by you in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:
  • See what data we have about you, if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express any concern you have about our use of your data.

Security

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the Web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

Use of Information in Connection with Application for Credit

If you submit an application for credit or credit services via the Application or the Site, you understand and agree that we may obtain a consumer credit report in connection with your application and in connection with any updates, renewals, refinances or extensions of any credit or credit services as a result of your application. If you ask, you will be informed whether or not such a report was obtained and, if so, the name and address of the agency that furnished the report. You also understand and agree that we may investigate your credit, employment and financial status and value of your collateral with 3rd parties which may include credit bureaus and other non-traditional sources of data in connection with the review of your application or collection of any extension of credit or credit services made to you as a result of this application or for other legitimate purposes related to such transactions.

You agree that we may (i) call you at any number provided on your credit application, including your cell phone, with an auto dialer or pre-recorded message (ii) write you, via US postal service and/or electronic mail or (iii) contact you by text message or other wireless communication method on any telephone number listed on your application, in order to inform you about special promotions, savings and services we believe may be of interest to you as well as account status information. You may be charged by your wireless provider in order to receive text messages. You may change your preferences at any time by contacting us at loans@mytitlesmart.com or by calling us at (954) 404-7306.

Registration

In order to use certain sections of the Website, you must first complete the registration form. During registration you are required to give certain information (such as name and email address). This information is used to contact you about the products/services on the Website in which you have expressed interest. At your option, you may also provide demographic information (such as gender) about yourself, but it is not required.

Cookies

TitleSmart uses "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to the Website and identify repeat visitors to the Website. For instance, when TitleSmart uses a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on the Website. Cookies also enable us to track and target the interests of TitleSmart's users to enhance the experience on the Website. Usage of a cookie is in no way linked to any personally identifiable information on the Website.

Some of TitleSmart's business partners may use cookies on the Website. However, TitleSmart has no access to or control over these cookies.

Links

This website may contain links to other sites. Please be aware that TitleSmart is not responsible for the content or privacy practices of such other sites. TitleSmart encourages TitleSmart's users to be aware when they leave the Website and to read the privacy statements of any other site that collects personally identifiable information.

Any dispute relating in any way to your visit to TitleSmart or to products or services you acquire through TitleSmart shall be submitted to confidential arbitration in Broward County Florida, the United States of America, except that, to the extent you have in any manner violated or threatened to violate TitleSmart's intellectual property rights

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at (954) 404-7306 or via our contact form.
To Apply Call (954) 404-7306 (or fill out form below)
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*By submitting my information, I authorize TitleSmart and its affiliates to contact me by email, phone or text using the information I provided above for business & marketing purposes, and acknowledge I have read, understand and agree to the terms of our privacy policy and terms and conditions.

TitleSmart INC makes use of the phrase "Auto Title Loans" for the sole purpose of advertising. We provide auto equity loans. TitleSmart INC is licensed under the "Florida Consumer Finance Act" under Florida Statute 516. For this reason, lender's loans are exempt from licensing requirements under the "Florida Title Loan Act." This lender's approval of loan is based on the consumer's ability to repay the loan and the condition of the vehicle being used to acquire the loan.

Fees: $89.00 Lien Fee, $25.00 Application Fee, and a Document Stamp Tax which changes according to the amount of the loan. The fees are built into the life of the loan. APR: Annual interest rate ranges from 18% to 30%, depending upon current market.

Repayment: Our convenient payment options are designed to fit the consumer's ability to repay a loan. Those options currently range from 6 months to 24 months.

The table below represents an example of the overall cost of a loan. If you have questions or need further information, we are always happy to be of assistance. We want you to fully understand the terms and cost of your loan before you get one.

Loan Amount$1,000$6,000
Interest Rate(APR) 30% - $214.7318% -$733.25
Lien Holder
(One Time Fee)
$89$89
Application
(One Time Fee)
$25.00$25.00
Doc Stamps
(One Time Fee)
3.8321.33
Term 12 months 14 months
Monthly Payment$109.40$489.24
Total of Payments$1,312.81$6,849.33
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