What Documents Do I Need for a Car Title Loan?

November 20, 2019

Car title loans are one of the most popular types of loans for consumers who for various reasons have difficulty getting a loan other ways. Car title loans are popular because the terms and requirements are pretty straightforward and almost anyone can get one if they have a car title that is clear of any liens. In fact, according to some statistics, an estimated 2 million people a year use car title loans in the U.S. Those numbers are a good indication of the number of consumers who cannot get a loan any other way. For those consumers, a car title loan can be a lifeline in times of financial crisis. That is the goal of TitleSmart. We want to be the car title loan company you turn to when you need financial help and can't find it elsewhere.


At TitleSmart, our goal is to provide our customers with the best loan experience possible. This means providing car title loans with no hassle and the best customer service in the industry. Our qualified loan experts work to meet this goal on a daily basis, providing quick and easy loans for our customers to ensure they get the money they need when they need it. We have minimal requirements in place to make the process quick. We also don't worry about your credit score. We won't even look at your credit score to determine if you qualify for a car title loan with us. You can have good, bad, or no credit and you will be eligible for a TitleSmart car title loan. We also won't ask why you need the money. That's your business. In fact, you can use the money for anything from paying bills to taking your family on a special trip you may not have been able to afford otherwise. We value your privacy and won't ask questions about how you'll use your funds.

What Documents Do I Need for a Car Title Loan?

This is a good question. The answer is another reason TitleSmart is such a convenient option for getting a loan when you need it. We are always upfront about the terms of your loan and our document requirements are minimal. To get a car title loan with TitleSmart, you need to have a clear title in your name (original title), a valid government-issued I.D. showing us you are who you say you are, proof of income, proof of residence (a utility bill or credit card bill will work), proof of insurance, and a couple of personal references. With these documents in hand, you can have your money in as little as 30 minutes. You don't even need a job to get a loan from us. Any verifiable regular income that allows you to pay off your loan is valid. That means you can get a TitleSmart car title loan if you are on disability or if you are retired.

Don't worry about being without a vehicle while you have your loan out with us. We understand that you need your car to get around. We don't require you to leave your car with us while you have your loan. All we need is to hold on to the title. As soon as the loan is paid off, we return your title to you. Since you keep your car, there's no need to worry about any disruption in your daily activities.


It's important to us that you always know exactly how the car title loan process works, so our loan experts will always answer any questions you may have regarding your loan. They will also work with you to help you get the loan that best suits your needs. Our terms are straightforward and will always be made clear to you at the time of the loan.

Are you looking for car title loans in Florida? TitleSmart is the best option for car title loans in Florida. We offer fast, easy, convenient loans with minimal document requirements, no credit check, and competitive interest rates. We know that a financial emergency can come up at any time, and when it does, it can set you back if you aren't able to get a loan from a traditional lender. That's why we are here. We help you when there's no help available for you elsewhere. Give us a call at (954) 404-7306 or fill out the form here on our website to get your car title loan today.

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