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August 16, 2019

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Can I Get a Title Loan for an Old Car? Can I Get a Title Loan for an Old Car?
Almost everybody can run into tight times financially, but not all of us have the means to help us through those tight financial situations. Many of us are without a savings account we can fall back on, and a traditional loan can be out of the question for ...

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August 06, 2019

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Is an Auto Title Loan Better than a Payday loan? Is an Auto Title Loan Better than a Payday loan?
People often find themselves in serious financial situations. There are many reasons this can happen. Unexpected expenses of all kinds, including medical expenses, bills, or even something situational, such as a temporary layoff, can put you in a financial ...

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July 16, 2019

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Can I Get a Car Title Loan with an Out of State Title? Can I Get a Car Title Loan with an Out of State Title?
Many of us work hard to stay on top of our bills, but no matter how hard we try, sometimes there are circumstances beyond our control. Unexpected medical expenses, bills we fall behind on, car repairs, and any number of other financial surprises can come up...

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July 02, 2019

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Do I Need Proof of Insurance to Get a Car Title Loan? Car Insurance
Do you have a car title that's clear of any lien? Are you in need of a loan fast? If so, there's an option for you that many consumers find convenient when they find themselves in a situation where they have unexpected bills to pay or any other emergency th...

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June 18, 2019

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Do I Need to Have a Job to be Approved for a Car Title Loan? Car Title Loan from TitleSmart
Have you ever found yourself in a situation where you needed to get cash fast? None of us ever expects a financial emergency, and in fact, many Americans live from one paycheck to the next and can't afford an unexpected expense of any kind. There are many r...

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June 04, 2019

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Can You Get a Title Loan if You've Filed Bankruptcy? Can You Get a Title Loan if You've Filed Bankruptcy?
Many Americans find themselves at one time or another in need of a loan. Often, traditional lenders are not an option. This could be because the borrower has a poor credit score or simply because there is no time to go through the process that many traditio...

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May 22, 2019

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Can You Have Two Car Title Loans at the Same Time? Two Car Title Loans
Many of us have experienced the need for extra money, either because we encounter unexpected bills, or maybe just because that is the only way to afford a family vacation without getting behind on bills. Loans with traditional lenders are typically not a go...

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May 06, 2019

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Why Are Inspections Required for a Car Title Loan? Car Title Loans
The unfortunate thing about life is that sometimes bad things happen that we don't expect and can't control. When those unexpected emergencies involve money, many Americans simply aren't ready to deal with it. Many Americans live paycheck to paycheck and do...

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April 19, 2019

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Does the Car Have to be Present for a Title Loan? Car Present for Car Title Loan
A car title loan really is one of the best, most convenient ways to get a loan when you need cash fast. For many Americans, a car title loan is not only the best option for getting the money you need fast, it is the only option. Financial emergencies can co...

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April 08, 2019

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What Do I Need for a Car Title Loan? What Do I Need for a Car Title Loan?
If you've ever found yourself needing a loan fast and not having the time to get a loan from a regular bank, chances are good you've heard about car title loans. A car title loan is the ideal way to get money you need quick, without having to worry about ...

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TitleSmart INC makes use of the phrase "Auto Title Loans" for the sole purpose of advertising. We provide auto equity loans. TitleSmart INC is licensed under the "Florida Consumer Finance Act" under Florida Statute 516. For this reason, lender's loans are exempt from licensing requirements under the "Florida Title Loan Act." This lender's approval of loan is based on the consumer's ability to repay the loan and the condition of the vehicle being used to acquire the loan.

Fees: $89.00 Lien Fee, $25.00 Application Fee, and a Document Stamp Tax which changes according to the amount of the loan. The fees are built into the life of the loan. APR: Annual interest rate ranges from 18% to 30%, depending upon current market.

Repayment: Our convenient payment options are designed to fit the consumer's ability to repay a loan. Those options currently range from 6 months to 24 months.

The table below represents an example of the overall cost of a loan. If you have questions or need further information, we are always happy to be of assistance. We want you to fully understand the terms and cost of your loan before you get one.

Loan Amount$1,000$6,000
Interest Rate(APR) 30% - $214.7318% -$733.25
Lien Holder
(One Time Fee)
$89$89
Application
(One Time Fee)
$25.00$25.00
Doc Stamps
(One Time Fee)
3.8321.33
Term 12 months 14 months
Monthly Payment$109.40$489.24
Total of Payments$1,312.81$6,849.33
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