Can I Get a Title Loan for an Old Car?

August 16, 2019

Almost everybody can run into tight times financially, but not all of us have the means to help us through those tight financial situations. Many of us are without a savings account we can fall back on, and a traditional loan can be out of the question for many reasons. There may not be a good enough credit score to get a loan from a bank. Even finding a bank that will issue a loan to pay bills can be a problem. Whatever the reason, when you need money fast, you need to find a way to get a loan that doesn't add stress to the situation. That's where an auto title loan comes in handy. For so many Americans, auto title loans are the best way to get a loan fast.


An auto title loan is a loan that allows consumers to use their vehicle to secure the loan. At TitleSmart, we specialize in getting our customers a loan fast, with minimal requirements. When you find yourself in a financial crisis and you need money fast, the last thing you need is a company that adds to the stress of the situation. At TitleSmart, we go out of our way to ensure each of our customers gets a loan that fits their situation. When you come to us for a loan, our qualified loan experts sit down with you to work out the details of your loan as quickly as possible, minus the hassle and stress you can find when trying to work with traditional lenders.

At TitleSmart, all you need is a few documents that show us who you are and your ability to pay your loan off. The documents we need include the original vehicle title, a government-issued identification that matches the name of the person applying for the loan, matching the name on your car's title, proof of residence ( a utility bill or credit card statement will do), proof that your vehicle is insured, proof of income, a few personal references, photographs of the vehicle, and a photo of the VIN plate and odometer. For proof of income, you just need to show you have regular income coming in. It doesn't have to be a job. You can get a car title loan even if you are disabled and have disability payments. If you don't have insurance on the car, we can actually help you take care of getting insurance. Our goal is to make the entire process as easy as it can be.

At TitleSmart, we also understand that not all of our customers have a great credit score. That's why your credit score isn't even an issue. It doesn't matter if you have good credit, bad credit, or even no credit. Anyone with a car that has a valid title clear of any liens can get an auto title loan from us.

What If I Have an Old Car?

We hear this question all the time. What if your car is old? Can you still get an auto title loan if your car is old? One misconception is that you can only use new and valuable cars for a car title loan. That isn't true. At TitleSmart, we base the amount of your loan on the equity in your car. Basically, since your loan is based on the value of your car, you can get a loan from us using any car that has value to it. Again, we are here to help you get a loan without the hassle and time-consuming process you might find at a traditional lender, such as a bank. To get an auto title loan from us, all you need to do is bring your vehicle in and we will assess it to determine the amount of the loan you qualify for. The process doesn't take long. We can assess your vehicle and have your loan in your hands the very same day, usually in less than an hour. The best part is, you don't need to leave your car with us to get the loan. We understand that you still need to get back and forth to work, you still need to buy groceries, and you still need to do everything else that comes up in your daily life. You get the money you need and you continue driving the car you use to secure the loan. It really couldn't be easier or less stressful.

If you're looking for an auto title loan, there's no better place than with TitleSmart. Give us a call at (954) 404-7306 and speak with one of our loan experts. We can get the process started over the phone, or you can fill out the form on our website. You can even stop by the office and we'll be happy to get you started. Don't let financial stress get in the way. TitleSmart is here to help.

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