We'll beat any competitors rates. *some restrictions apply, speak with your licensed Title Loan representative for details.
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TitleSmart Benefits
Same Day Cash
When people need cash fast, they tend to ask friends and family first and banks and credit unions last. What most people don't realize is there is another solution, a better solution: TitleSmart!
All Credit Accepted
In the business world, credit scores are the first consideration required for many transactions to take place, but that's not true at TitleSmart. We don't use your credit score info for your loan, in fact, we welcome all credit types to apply!
Keep Driving Your Vehicle
We understand how important your car is for your daily life. With TitleSmart you can get the cash you need from the equity you already have in your vehicle, and the best part is you get to keep driving the vehicle!
Quick Approval
The process of applying and getting a loan with TitleSmart is quick and easy, and requires much less paperwork and waiting time than with a bank or credit union.
Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 12-14 Month Terms.

No Prepayment Penalties! Get a Loan, Still Drive your Car!

Latest News & Blogs
Pawnshops might have a purpose, but using a pawn shop to get cash when you are under financial strain might not be the best idea. What's the difference between a title loan ...
March 25, 2020
Those who haven't used car title loans before may ask, are car title loans safe? The simple and straightforward answer is that car title loans are safe. That being said, let...
March 13, 2020
Pawnshops are a way to get a "loan" that involves leaving something of value in return for the loan. The pawnshop gives you a set amount of time to return for your property and ...
February 28, 2020
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TitleSmart INC makes use of the phrase "Auto Title Loans" for the sole purpose of advertising. We provide auto equity loans. TitleSmart INC is licensed under the "Florida Consumer Finance Act" under Florida Statute 516. For this reason, lender's loans are exempt from licensing requirements under the "Florida Title Loan Act." This lender's approval of loan is based on the consumer's ability to repay the loan and the condition of the vehicle being used to acquire the loan.

Fees: $89.00 Lien Fee, $25.00 Application Fee, and a Document Stamp Tax which changes according to the amount of the loan. The fees are built into the life of the loan. APR: Annual interest rate ranges from 18% to 30%, depending upon current market.

Repayment: Our convenient payment options are designed to fit the consumer's ability to repay a loan. Those options currently range from 6 months to 24 months.

The table below represents an example of the overall cost of a loan. If you have questions or need further information, we are always happy to be of assistance. We want you to fully understand the terms and cost of your loan before you get one.

Loan Amount$1,000$6,000
Interest Rate(APR) 30% - $214.7318% -$733.25
Lien Holder
(One Time Fee)
(One Time Fee)
Doc Stamps
(One Time Fee)
Term 12 months 14 months
Monthly Payment$109.40$489.24
Total of Payments$1,312.81$6,849.33
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